The Finxact Core redefines real-time for an always-on world, allowing instant access to all available funds, transactions and information as it happens – globally. Life is real-time, all the time, so keep your customers running in real-time with a core that operates in real-time, ALL the Time.
Love Your Core
We’ve rethought the core so
you can rethink banking
Our Mission
Build Better Banking
For decades, banking has been defined – and confined – by its core banking software systems. With challengers emerging from all corners, it’s time for a new definition of core banking software and what banks are capable of.
Core banking software must be open, not closed. It must be real-time, not batch. It must be 24/7, not 9 to 5. It must be consumer-driven, not vendor-driven.
The same team that created the first real-time core systems that powered the Internet banking revolution is back to redefine the core and build better banking.
Contact Finxact Today
LEADERS WHO HAVE BEEN THERE, DONE THAT SAY THIS...
Innovation is
At Our Core
The Finxact Core is the first enterprise class core cloud banking solution to use an open banking industry API in the public cloud making it a “core as a service”. Our public cloud/private data architecture provides near-infinite scalability, cost efficiencies, and agile access to cutting-edge, third-party FinTech services – all while taking the worry out of data security and compliance for retail banks and commercial banks looking for core banking solutions.
Schedule a DemoReal-Time
Secure
The Finxact Core is built on the leading cloud computing platforms for superior security and scalability. Finxact’s security schema helps keep data even more secure while the platform provides near-infinite scale with the cost efficiencies that come from a modern shared infrastructure.
Open
The Finxact Core is built in collaboration with the banking industry’s latest SOA standards and open APIs. Finxact’s RESTful API belongs to the industry, not Finxact, meaning that you will interoperate with a rapidly growing community of FinTech services and you are never captive to just one vendor.
Fresh
Finxact and its customers are not burdened with a legacy, so our core is built with one goal: give banks back their core. With a fresh approach, you can rethink your bank. Whether you want to be fully digital, partly batch, or optimize traditional banking, our core works for you.
Transparent
Finxact offers simple, transparent pricing with no hidden fees, for a worry-free, customer-friendly experience. You will always have secure access to your data, allowing you to do what you want with your data on your time.
Delivery Matters
Track Our Progress
In collaboration with our early customers, Finxact is iteratively developing and delivering releases of minimally required features (MVP) for implementation of the Finxact core as a service in stages. In the first half of 2018 customers can implement Finxact’s full core banking solution either in total, or incrementally – for customers who wish to phase-in the Finxact core as a service.
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Finxact Exits
Stealth
April
2017
April
2017
Finxact Exits Stealth
$12M of seed financing from industry pioneers and partners
Finxact grows its team of core banking veterans and Fintech developers
MVP
Release 1
October
2017
October
2017
MVP Release 1
First Customer Live
Savings / Time Deposits
Customer-plus module
CRM/SalesForce.com Integration
Mobile and Online Integration
Multi-Channel Transaction Processing
Support for Regulatory Compliance
Business Rules Engine
MVP
Release 2
Q1
2018
Q1
2018
MVP Release 2
Commercial / Retail DDA
Positive Pay
Check Processing
Lending: Line of Credit
Installment Loans
Overdraft Processing
GA V1.0
First Half
2018
First Half
2018
GA V1.0
Escheatment
Credit Bureau
Future Roadmap
2018 &
2019
2018 &
2019
Future Roadmap
Commercial Banking
Commercial Loans
Mortgages
Join Us
Let’s Redefine the Core Together
If you believe in open, cost-efficient, modern banking systems – join us and our community of like-minded banks and ecosystem partners. If you want banking to be bank-driven and not vendor-constrained, join us and Love Your Core.