banner image

Innovation at the Core of Banking

The SaaS Core Banking System of Record for Deposits, Loans and Whatever You Invent.

Explore Our Core
Finxact’s Multiplier Effect

Iconic Strategic Investors and Best of Breed Ecosystem Partners

Finxact has secured the funding and support of strategic investors that include the American Bankers Association (ABA), Accenture Ventures, SunTrust Bank, First Data, Live Oak Ventures, Woodforest National Bank, T.N. Incorporation Ltd., and other strategic industry leaders.

By joining forces to bring a novel core banking option to banks, we will usher in a new era of innovation for banks of all sizes.

Learn More
American Bankers Association
Suntrust Bank
First Data
Live Oak Ventures
Woodforest Bank

Evolve Your Bank, Your Way

The Finxact Core as a Service is elastic (technically, functionally and commercially) to meet current and future needs from conversions to digital-only launches – across the entire institution. Start exploring Finxact’s Path to Agility today and pick your own path.

For banks that wish to convert off of their legacy core systems, the Finxact Core as a Service offers a low risk path to more agility and lower cost. Using Finxact’s Sandbox, a bank can create a fully operational test environment, complete with a bank’s functional data. For banks who need to begin innovating today however, Finxact recommends the Hybrid approach.
Digital-Only Initiative
For banks that are looking to acquire new customers now, and do not need to mix new customers with existing customers. These are De Novo banks and new brands or digital-only channels being launched by existing banks. Core as a Service is a low-cost, low-risk, fast-time-to-market way to lower the barrier to entry for new and existing banks to launch now.
A bank’s Digital-Only initiative provides a platform for acquiring new customers and iteratively testing and launching innovative customer experiences now. For banks that wish to convert their legacy core system, this innovation platform can be used for migrating legacy data. Banks can convert by migrating, at their own pace and on their own terms, while innovating in parallel.

The Finxact Core and Ecosystem

Finxact’s Core as a Service is a modern digital banking system of record (SOR) for secure record keeping and processing of rich deposit, loan (and other) transactions with the integrity of system, business, and regulatory rules. 100% of the SOR, is accessible via APIs to banks and Finxact’s Ecosystem which provides banks with rapid integration and complete access to your data.

Learn More

About Finxact

Finxact is innovating the first enterprise class Core as a Service platform with a completely event driven, Open Core API. The Finxact Core allows banks to seamlessly deliver new services for today’s omni-channel and event-driven customer.

The Finxact team has been at the forefront of banking software for 35+ years, revolutionizing the industry in the 1990s with the first real-time core banking solutions for Internet banks, and is now creating a new cloud-based core banking solution for today’s real-time, digital-first world.

Learn More

Start Now

A Modern Core Means A New Way Of Doing Business

If you are interested in evolving your business whether you are a bank, or a partner, join us as we change the way banks do business.

Start Here