Finxact Launches New Marketplace to Fuel the Next Generation of Core Banking

July 30, 2020

Jacksonville, Fla., July 30, 2020 — Finxact, the leader in Core as a Service banking, today announced the launch of the Finxact Marketplace along with its new corporate website. The Marketplace will feature best-in-class, API-driven technology providers that are creating a dynamic and diverse ecosystem of solutions to bring about the next generation of core banking. Finxact is a headless core platform that performs a complex position keeping function for the bank. As such, it has introduced a new model of core banking to the U.S. market in which the bank is empowered to design and determine its own product ecosystem, with solutions sourced from third-party vendors or custom developed. “We recognize that our customers require an expansive and diverse ecosystem of solutions to serve their customers. Through our Marketplace we hope to create a vibrant community of best-in-class providers that are challenging the industry to envision a future of core banking that is open and inventive,” said Christopher McClinton, CMO, Finxact. The Marketplace will be inclusive of technology providers that are already consuming Finxact APIs in production environments on behalf of their clients, as well as those that are not yet, but are on that path. All are performing services that are adding value for banks and are complementary to Finxact Core as a Service. Among the new companies being welcomed to the Marketplace are Marqeta and MX. Marqeta is setting the new standard for modern card issuing with an open API platform that allows banks to issue, authorize, and manage their payment operations. MX is helping banks create exceptional digital experiences for their customers by connecting them with their financial data in ways that are meaningful and actionable. Both are excellent examples of companies that are embracing APIs to render better outcomes for their customers. “Marqeta’s open API platform allows payments innovators to issue cards and process payments with greater control, flexibility and scale. We see a strategic fit with Finxact, who is bringing greater choice and optionality to a new generation of digital banks and look forward to partnering with them to modernize payments,” said Vidya Peters, CMO at Marqeta. “We are excited about the demand for financial institutions to use core data to create exceptional experiences and drive growth. Our presence in the Finxact Marketplace signals to the broader industry the synergies between our offerings and the ability to successfully deliver on these expectations,” said Don Parker, EVP of Partnerships, MX. Financial services organizations and technology innovators interested in accelerating the future of banking, can learn more about how to join Finxact’s Marketplace here: https://finxact.com/marketplace/ Finxact secured a $30 million strategic investment by leading banking and financial services firms in 2019 and is currently working with multiple U.S. and international financial institutions, from de novo banks to top-tier banks, on projects ranging from full core conversions to digital-only initiatives. ### About Finxact Finxact is innovating the first enterprise class cloud-native Core-as-a-Service platform with a 100 percent accessible open banking API. Finxact’s modern architecture enables banks to...

Finxact Announces General Availability of its Core-as-a-Service on Microsoft Azure

May 13, 2020

Jacksonville, Fla., May 13, 2020 — Finxact, an emerging leader in Core-as-a-Service banking, today announced that it has completed a replatforming initiative to support its financial institution clients on Microsoft Azure. Finxact is responding to growing market demand from its regional and super regional clients and prospects to support Azure. Finxact chose Microsoft based on its unique strength in accelerating digital transformation, which enables banks to take advantage of Azure’s security innovation and the broadest compliance coverage of any cloud provider. “Our team worked side-by-side with a talented and attentive team from Microsoft to provision our datacenter infrastructure in a way that optimized our application design and deployment,” said Jim Joyce, Chief Technical Officer, Finxact. “It was an excellent outcome, and we’re looking forward to future co-development efforts with the Microsoft team to position our joint customers well for enhanced analytics, AI, and other Microsoft Azure solutions.” As the transaction processing engine and inventory management system for all of a bank’s deposit and loan positions, Finxact’s core manages a bank’s most critical workloads. The Finxact Core-as-a-Service was introduced at a time when the banking industry had already experienced significant adoption of public cloud for office productivity suites and front-end customer channel applications. The company now is making a compelling case to the market that the security and operational continuity of critical workloads like core processing are also enhanced in the cloud. “Many banks are looking for efficiency and agility gains from technology advancements,” said Luke Thomas, Head of Banking U.S. Financial Services at Microsoft. “By adopting Microsoft Azure, Finxact will be able to help its clients accelerate their digital banking presence through greater computing scale, unlocking new capabilities.” The companies are also pursuing co-development in areas where core transaction data can be inspected and ingested by enhanced analytics and decisioning tools such as Microsoft Power BI. More information on these developments will be forthcoming in 2020. Finxact secured a $30 million strategic investment by leading banking and financial services firms in 2019 and is currently working with multiple U.S. and international financial institutions, from de novo banks to top-tier banks, on projects ranging from full core conversions to digital-only initiatives. About Finxact Finxact is innovating the first enterprise class cloud-native Core-as-a-Service platform with a 100 percent accessible open banking API. Finxact’s modern architecture enables banks to rapidly deliver new experiences by creating products on demand and integrating new services as needed. The Finxact team has been at the forefront of banking software for 35+ years, and together with its best of breed partners is disrupting core banking so financial institutions can truly transform on their terms. Learn more at www.Finxact.com. Media Contacts: Finxact Sara Reister sara@0to5.com (215) 896-3243

One, a New Digital Banking Service, Selects Finxact’s Core-as-a-Service

March 30, 2020

Jacksonville, Fla., March 30, 2020 — Finxact, the emerging leader in Core-as-a-Service banking, announced today that One, the new digital banking app launched by Chairman Bill Harris (former CEO of Intuit, PayPal and Personal Capital) and CEO Brian Hamilton (former CEO of Azlo and Capital One executive) selected Finxact to power its service. One is designed to deliver full-suite banking in one simple account that allows users to save, spend, share, and borrow in a way that suits their lifestyle and financial goals. While many fintechs are targeting younger customers and more established banks target the mass-affluent, One serves the needs of middle-income families across the United States, including married or partnered couples who often support children, parents or other family members. “In order to deliver on our vision of a single account, we required an extraordinarily elastic core system of record,” said Harris. “Finxact anticipated this and built its core with the flexibility for banks to innovate quickly. Finxact is proving its platform is configurable enough for companies such as One that are developing solutions on the frontier of banking.” Finxact is a highly scalable, real-time position keeping platform that includes a comprehensive and extensible financial services model.  By accessing its open APIs and extensible components, banks are able to invent, curate, and launch products at the speed required to meet customer expectations in today’s marketplace. “We have been working extensively with the team at One to support their unique vision of the future of financial services and the customer experience. Their team has been able to concentrate on the customer proposition and experience, and leverage the real-time transactional, recordkeeping and regulatory features imbedded in the Finxact SaaS platform,” said Frank Sanchez, CEO and founder of Finxact. Finxact secured a $30 million strategic investment by leading banking and financial services firms in 2019 and is currently working with multiple U.S. and international financial institutions, from de novo banks to top-tier banks, on projects ranging from full core conversions to digital-only initiatives. About Finxact Finxact is innovating the first enterprise class cloud-native Core-as-a-Service platform with a 100 percent accessible open banking API. Finxact’s modern architecture enables banks to rapidly deliver new experiences by creating products on demand and integrating new services as needed. The Finxact team has been at the forefront of banking software for 35+ years, and together with its best of breed partners is disrupting core banking so financial institutions can truly transform on their terms. Learn more at www.Finxact.com. About One One was built to help everyday people and their loved ones make the most out of the money they earn. With a single account that unifies saving, spending, borrowing and sharing in one place, One helps people save more, spend less and gain control of their finances. Based in San Francisco and Sacramento, One was founded in 2019 by Bill Harris, the founder and former CEO of Personal Capital, and Brian Hamilton, the founding CEO of Azlo and a former SVP at Capital One. For more information visit...

Backbase and Finxact Partner to Help Financial Institutions in North America Innovate at Speed and Move Away from Vendor Lock-In

March 12, 2020

ATLANTA and JACKSONVILLE, Fla., March 12, 2020 /PRNewswire/ -- Backbase, the omni-channel Digital Banking platform and Finxact, the Core-as-a-Service platform, have entered into a strategic partnership to help banks and credit unions unlock the full potential of their digital transformation with a next-gen front-to-back solution. The partnership combines Backbase's portfolio of turn-key online and mobile banking applications with Finxact's next-gen cloud native core banking platform. The combined front-to-back SaaS solution empowers clients to launch a greenfield bank in under three months. It also helps established financial institutions quickly adopt new technology stacks enabling them to introduce new banking capabilities to their clients faster. The Backbase and Finxact combination gives banks and credit unions a modern and 100 percent open architecture, the freedom to innovate, move away from vendor lock-in and significantly boost the speed and efficiency of their go-to-market strategy. To survive and thrive in the digital era, financial institutions must embrace new approaches that can help their organizations transform faster and be more competitive. Accenture research shows that digital maturity is highly correlated with increased profitability and that the relatively small percentage of banks fully committed to digital transformation are pulling away from the pack. The combination of the Finxact core and the Backbase platform helps banks and credit unions attain a future-proof state that anticipates rapidly evolving customer expectations. This prevents banks from resorting to a collection of different banking solutions haphazardly pulled together on top of a legacy and locked-in IT infrastructure. The Backbase and Finxact end-to-end solution equips financial institutions with the essential components for successful digital-first banking: cloud-native core, fully integrated with an omni-channel digital banking solution, powered by a modern and open architecture. Backbase empowers financial institutions to compete in the new digital era by providing modern and unified digital customer experiences. Finxact has introduced the first cloud-native core banking platform built to handle the scale and regulatory requirements of the largest US based financial institutions. With this strategic partnership, banks and credit unions are able to offer their customers and members seamless journeys on top of a modern core that is designed for product innovation and invention. Additionally, because of the open platforms of both Finxact and Backbase clients can tap into any third-party solution to offer additional value to their clients. "This partnership provides banks and credit unions the opportunity to break free and reclaim control of their digital destiny. The combination enables the rapid launch of digital first greenfield bank operations by established banks and credit unions, or by new entrants in the fast growing US fintech space. Both Backbase and Finxact share the same digital first DNA and we are super excited about the transformative impact we can make together." - Jouk Pleiter, Backbase, CEO "Already two of the top thirty financial institutions in the US have begun to explore through their respective POCs the Backbase omni-channel platform running on top of the Finxact core," said Frank Sanchez, CEO and founder of Finxact. "It's proving to be a very compelling...

FirstBank Selects Finxact Core-as-a-Service to Power Rapid Innovation of New Digital Offerings

March 5, 2020

2nd Largest Bank in Colorado Continues its Innovative Streak Embracing Cloud-native Core Jacksonville, Fla., March 5, 2020 — Finxact, the emerging leader in Core-as-a-Service banking, today announced that FirstBank, one of the largest privately held banks in the United States with over $19 billion in assets and 119 locations throughout Colorado, Arizona, and California, will launch new digital banking products and services on the Finxact Core. FirstBank, one of the first regional banks to adopt Real Time Payments (RTP) and Zelle, will leverage Finxact’s next-gen core to rapidly innovate new products and experiences that meaningfully engage its customers and differentiate it in the market. In the coming months, FirstBank will develop and launch multiple products on the Finxact Core with the ultimate goal of full conversion to Finxact from its 35 year-old in-house core system. “We looked at most of the major core players, but Finxact was the only one that had exactly what we were looking for - a real-time, cloud-native headless core. We’ve been building a services environment for several years that acts as our API and Finxact’s open API approach fits perfectly into our architecture,” said Christian Winward, CIO, FirstBank. “Real-time access to core data was also very important to us as a bank that uses tools like Tableau for analytics and BI. The Finxact core is meeting all of these requirements.” The Finxact core banking platform is the only cloud-native system-of-record (SOR) with open APIs that allows product innovation to happen at speed and transaction processing to happen at scale. By leveraging Finxact’s modern architecture, banks are able to invent, curate, and launch products at the speed required to meet customer expectations in today’s marketplace. “The Finxact core is a highly scalable, real-time position keeping and product platform that banks can use to transform their business,” said Frank Sanchez, CEO and founder of Finxact. “Innovative financial institutions understand the benefits this platform can provide, and we are pleased that FirstBank will be among the first to bring to market products developed on the Finxact Core.” Finxact secured a $30 million strategic investment by leading banking and financial services firms in 2019 and is currently working with multiple U.S. and international financial institutions, from de novo banks to top-tier banks, on projects ranging from full core conversions to digital-only initiatives. ### About Finxact Finxact is innovating the first enterprise class cloud-native Core-as-a-Service platform with a 100 percent accessible open banking API. Finxact’s modern architecture enables banks to rapidly deliver new experiences by creating products on demand and integrating new services as needed. The Finxact team has been at the forefront of banking software for 35+ years, and together with its best of breed partners is disrupting core banking so financial institutions can truly transform on their terms. Learn more at www.Finxact.com. About FirstBank FirstBank began providing banking services in Colorado in 1963. Today, the bank maintains more than $19 billion in assets and operates more than 115 branch locations across Colorado, Arizona and California. FirstBank offers a...

Finxact Appoints Craig Phillips, Former Top U.S. Treasury Department Official, to Board of Directors

January 14, 2020

Deep knowledge of banking, regulatory environment and financial markets will bring critical value to Finxact as it continues its rapid growth Jacksonville, Fla., Jan. 14, 2020 – Finxact, the emerging leader in Core-as-a-Service banking, today announced that it has appointed Craig Phillips, former Counselor to the United States Secretary of the Treasury, to its Board of Directors. In this capacity Phillips will be positioned to provide Finxact’s leadership team insight on best practices and macro trends in banking as Finxact continues to rapidly grow its customer base and coordinate with the expectations of their regulators. Phillips brings to Finxact more than three decades of executive leadership in finance in both the public and private sector, with widely regarded expertise in capital markets, risk management, regulatory policy and consumer and commercial credit markets. "Craig is a most welcome addition to our executive team and we will benefit enormously from his guidance,” said Frank Sanchez, CEO and founder of Finxact. “Finxact is committed to working closely with bank regulators as we help the US banking sector with its vital transition from decades-old core systems to modern core banking platforms. Our success will enable the industry’s success, and Craig’s deep domain experience will improve the prospects for both.” Between 2017 and 2019 Phillips served as Counselor to U.S. Secretary of the Treasury, Steven Mnuchin, where acting in the capacity of Under Secretary for Domestic Finance, he led the development of comprehensive policy recommendations for regulating the US financial system. He also oversaw policy efforts to enhance the financial sector’s cyber security and resilience through the Office of Critical Infrastructure Protection and Compliance Policy. Between 2008 and 2017, Phillips was a Managing Director and member of the Operating Committee of BlackRock where he founded and led the Financial Markets Advisory group, a global risk consulting practice that served over 200 unique clients in 32 countries. From 1994 to 2006, Phillips was Managing Director at Morgan Stanley where he was global head of the Securitized Products Group. Prior to Morgan Stanley, he was Managing Director at Credit Suisse First Boston from 1984 to 1994. “I am honored to work with the leadership of an organization that is addressing one of the most pressing and important operational challenges for banks and credit unions of all sizes,” said Phillips. “I look forward to supporting Finxact as it endeavors to make its cloud-native Core-as-a-Service the new standard in banking.” Finxact, which raised $30 million in strategic funding and increased its employees by more than 85 percent in 2019, will continue to expand in 2020 to modernize banking with its Core-as-a-Service platform. About Finxact Finxact is innovating the first enterprise class cloud-native Core-as-a-Service platform with a 100 percent accessible open banking API. Finxact’s modern architecture enables banks to rapidly deliver new experiences by creating products on demand and integrating new services as needed. The Finxact team has been at the forefront of banking software for 35+ years, and together with its best of breed partners is disrupting core banking...

Finxact Expands Leadership Team as Company Growth Accelerates

November 19, 2019

Finxact Adds Top Banking and Fintech Talent to Meet Industry Demand for Its Core-as-a-Service Offering Jacksonville, FL, November 19, 2019 – Finxact, the emerging leader in Core-as-a-Service banking, today announced that it has welcomed three new employees to its growing leadership team, including Martin Barbee as Chief Engagement Partner, Bill Clinton as Chief Financial Officer, and Carol Stewart as Senior Product Manager of Commercial Lending. The three new team members collectively bring to Finxact extensive experience in core banking and financial technology from some of the industry's leading financial services companies. They join Finxact following what has been an exceptional year for the Company, which included $30 million in strategic funding, a more than 85 percent increase in employee growth, the announcement of partnership with global systems integration firm, and increasing recognition as leader in core banking innovation. Martin Barbee, recently appointed as Finxact's Chief Engagement Partner, brings to the company deep expertise in global financial services and cloud banking, having served as Senior Vice President of Enterprise Banking at nCino, Inc. for seven years prior to joining Finxact. As part of his new role, Barbee will focus on establishing the Finxact Partner Enablement Program, which will enable Finxact to scale to the market while maintaining its focus on product development. Finxact also added Bill Clinton as Chief Financial Officer. Clinton is a senior financial executive with over 25 years in the software, services and insurance industries, most recently serving as CFO of NSM Insurance, CSMI, LLC and Vitalyst LLC with experience with M&A, systems implementation, and building financial infrastructure for growth-oriented companies. He will be instrumental to the company's growth strategy as it expands to meet market demand. Additionally, Carol Stewart joined the team as Senior Product Manager of Commercial Lending, bringing more than 30 years of development experience with Automated Financial Systems Commercial Loan products to her new role. At Finxact, she will lead the design and development of the company's commercial lending products. "We are excited to welcome these strong new additions to our team, as we continue to acquire new customers, accelerate product development and expand our strategic partner ecosystem," said Frank Sanchez, CEO and founder of Finxact. "As banks face increased competition in the financial services marketplace, Finxact is enabling partners to deliver an end-to-end Core-as-a-Service solution, meaning more rapid time to market, lower operating costs, and a more compelling value proposition to the industry. We are seeing tremendous demand for our solution, and anticipate continued growth in the coming year." Finxact, which recently secured a $30 million strategic investment by leading banking and financial services firms, is currently working with multiple U.S. and international financial institutions, from de novo banks to top-tier banks, on projects ranging from full core conversions to digital-only initiatives.

Deloitte Digital and Finxact Join Forces to Pioneer and Power the Next Generation of Banking Products and Experiences

October 31, 2019

New alliance will help banks chart path to core and digital transformation NEW YORK, Oct. 31, 2019 — Deloitte Digital and Finxact, an emerging leader in Core-as-a-Service banking, today announced a strategic alliance to help banks imagine, deliver and run the next generation of digital banking products and experiences. The alliance will combine Deloitte Digital’s financial services experience and systems integration capabilities with Finxact’s next-generation core banking platform. The Finxact and Deloitte enabled platform will allow banks to co-create goal-oriented, behavioral banking products that deliver modern banking experiences to digital native customers and compete with the nimblest of digital banking players. Established banks are being fundamentally challenged to respond to the digital transformation wave that has taken the industry by storm, in part due to a growing contingent of global consumers who prefer personalized digital banking experiences, including 28% who exclusively use online and mobile channels. Yet many banks do not have the operational flexibility to rapidly and consistently deliver products to the market, placing them at a disadvantage to challenger banks (digital native entrants) and neo banks (digital, or mobile-only banks) that operate unencumbered by the constraints of legacy business models and core systems. “The weight of legacy business models and core systems have banks stuck in a competitive rut, and CXOs are eager for a transformative way out,” said Gys Hyman, U.S. digital banking lead and principal, Deloitte Consulting LLP. “Addressing these issues is at the heart of Deloitte’s alliance with Finxact. We are combining our innovation, digital design and systems integration capabilities with Finxact’s next generation core banking platform in order to help banks differentiate at product and cost levels. It also enables banks to reimagine their operating models to compete nimbly and enter new markets.” Deloitte’s practice includes several early stage clients and 30 trained professionals across a range of disciplines within its Finxact’s Center of Excellence, which launches alongside the alliance. The Deloitte Digital team has spent the past few years working with leading fintechs such as Finxact to design and power Deloitte’s DigiBank Platform. The platform enables behavioral banking products and features by adopting an event-based, real-time architecture powered by Finxact’s next-generation cloud native core platform and a robust fintech ecosystem. The alliance will help banks to shed the product-as-a-commodity model by enabling them to differentiate on price and experience, modernize their cores to increase efficiencies and reduce costs. It can also help banks to accelerate M&A transactions by building an agile core ready for post-merger integrations, and rapidly prototype and launch new products in-market alongside existing operations. “Much of the innovation happening in the industry to date has focused on customer experiences, not the production systems,” said Frank Sanchez, Finxact’s CEO. “If banks don’t address the core platforms on the backend, it will be very difficult for them to innovate, adapt quickly to increasing customer expectations, and shape the future of the industry. Together with Deloitte Digital, we hope to solve this dilemma by working with banks as a co-creator — not a...

Finxact Teams with The Clearing House to Bring Real-Time Payments Capabilities to Financial Institutions

October 28, 2019

Finxact Leverages the RTP® Network for Real-Time Banking Jacksonville, FL, October 28, 2019 – Finxact, the emerging leader in Core-as-a-Service banking, today announced that it is working with The Clearing House (TCH) to bring real-time payments capabilities to its customers through the RTP® network, a new payment network financial institutions can use to clear and settle real-time consumer and business payments. The capabilities enabled by the RTP network will empower banks to send, clear, and settle payments instantaneously while leveraging the modern architecture and the agility of the Finxact core System of Record (SOR). The Finxact Core SOR is the only cloud-native SOR with open APIs that enable fast, streamlined innovation. By leveraging Finxact's modern architecture, banks are able to invent, curate, and launch products at the speed required to meet customer expectations in today's marketplace. The RTP network is the first new payments infrastructure built in the U.S. in more than 40 years. The network is the first to deliver 24/7 clearing and interbank settlement, including the real-time movement of money and enriched data between participating financial institutions. The RTP network currently reaches more than 50 percent of U.S. transaction accounts and adoption is increasing. "We live in an always-on, on-demand world where customers are expecting real-time payments services from their banks," said Deborah Kovacs, Co-Founder and Chief Product Officer of Finxact. "Real-time payments offer a unique opportunity for banks to differentiate their retail and commercial products. We are thrilled to work with The Clearing House to accelerate the pace for banks to now implement a batch-less, real-time payment solution." "We are excited to work with Finxact to make real-time payments accessible to banks through the Finxact Core SOR," said Keith Gray, Vice President of Strategic Partnerships for The Clearing House. "Our work with Finxact represents a powerful combination of a real-time, cloud native core being paired with a real-time payments network, a combination that will significantly benefit banking customers." Finxact, which recently secured a $30 million strategic investment by leading banking and financial services firms, is currently working with multiple U.S. and international financial institutions, from de novo banks to top-tier banks, on projects ranging from full core conversions to digital-only initiatives. About Finxact Finxact is innovating the first enterprise class cloud-native Core-as-a-Service platform with a 100 percent accessible open banking API. Finxact's modern architecture enables banks to rapidly deliver new experiences by creating products on demand and integrating new services as needed. The Finxact team has been at the forefront of banking software for 35+ years, and together with its best of breed partners is disrupting core banking so financial institutions can truly transform on their terms. Learn more at www.Finxact.com. About The Clearing House Since its founding in 1853, The Clearing House has delivered safe and reliable payments systems, facilitated bank-led payments innovation, and provided thought leadership on strategic payments issues. The Clearing House continues to leverage its unique capabilities to support bank-led innovation, including launching the RTP® network, a real-time payment system that modernizes core...

Finxact Named #1 Fastest Growing Organization in Jacksonville, Florida by Growjo

September 6, 2019

Company recognized for 144% talent growth and continued plans for expansion Jacksonville, FL, September 6, 2019 - Finxact, the emerging leader in Core-as-a- Service banking, today announced that it was ranked as the number one fastest growing organization in Jacksonville, Florida by Growjo. In 2018, Finxact grew its employees by 144% and to-date has secured $42 million in funding. Growjo is an organization that identifies the top growing companies in the world through a unique algorithm based on 20 unique growth indicators. According to Growjo, Finxact's rank as number one, is a marker of high growth indicators, including employee size, brand awareness, funding, hiring plans, and new locations, among other factors. “We are honored to be recognized for our rapid growth over the past year,” said Frank Sanchez, CEO and Founder, Finxact. “We set out to provide a positive culture and working environment and are proud to employ some of the top talent in the industry at our headquarters in Jacksonville and around the country. As the financial services industry goes through a transformation, we anticipate that our unique approach to banking will continue to drive demand for our core system of record and interest from elite developers and engineers who seek the chance to work across the most modern technology stack in financial services.” Founded in Jacksonville in 2017, Finxact is innovating the first cloud-native, modern core banking System of Record (SoR) with a 100% open API that enables fast, streamlined innovation and integration for financial institutions. Following the Company’s recent $30 million strategic investment by leading banking and financial services firms, Finxact is currently working with multiple U.S. and international financial institutions, from de novo banks to top-tier banks, on projects ranging from full core conversions to digital-only initiatives, and is rapidly building its team to meet strong demand. About Finxact Finxact is innovating the first enterprise class cloud-native Core-as-a-Service platform with a 100 percent accessible open banking API. Finxact’s modern architecture enables banks to rapidly deliver new experiences by creating products on demand and integrating new services as needed. The Finxact team has been at the forefront of banking software for 35+ years, and together with its best of breed partners is disrupting core banking so financial institutions can truly transform on their terms. Learn more at www.finxact.com.