Finxact uniquely delivers a cloud-native Core as a Service, enabling banks to quickly innovate new products, services, and economics – without technology upheaval.
Our Core as a Service model is consumption-based and built for speed, providing an agile and cost-effective platform for banks to develop and get to market faster – from the largest conversions to narrowly scoped product launches and new digital brands.
Finxact has built the only real-time, cloud native core banking system of record with a 100 percent accessible open banking API that meets the scale, performance, and regulatory requirements of the largest US financial institutions.
We achieved this by focusing on the most crucial component of the core abstracted from ancillary functions such as mobile banking, unified communications, branch, item processing, and statements – providing maximum flexibility for innovation.
The Finxact Core is cloud-native and built without layers of legacy technology, making it globally accessible, highly scalable, and cost effective.
The Finxact Core enables true real-time, customer-centric banking.
Finxact’s temporal database allows the context around any historical transaction, event, or application occurrence to be re-created as of an instant in time.
The ‘C’ in CRUDL stands for Create. And we do mean Create. Extensibility is the ultimate in future proofing. Modern design and novel engineering allows banks to rapidly and easily modify the Finxact Core as a Service with proprietary functionality.
The Finxact Core is an expansive financial services model that encompasses thousands of banking functions exposed as API endpoints.
Finxact’s Core as a Service provides banks with a platform for innovating and migrating while evolving at their own pace. Launch a digital-only bank. Test new products and services. Convert your legacy core. Innovate how you want and when you want.
For De Novo banks and new brands or digital-only channels from existing banks, the Finxact Core as a Service delivers faster time-to-market and faster integration to new third-party products or services
Be inventive. Test a new value proposition and reach a new market segment with a product suite that runs on a lean, agile core
Complete our inquiry form and a Finxact team member will be in touch within 48 hours.