A Banking Platform

for the Modern World

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Technical benefits

Use cases

Event-driven, microservice architecture. Finxact’s next-gen platform powers innovation for the business of banking.

what it is

A next-gen platform

Finxact is a modern system of record and transaction processing engine, agnostic to asset classes, currencies and time zones.

De-risk infrastructure modernization by proceeding incrementally at your own pace and scale

Design and launch new products at speed with reusable components

Leverage the elasticity of the cloud and lower costs with consumption-based pricing

TECHNICAL BENEFITS

An adaptive and open data model  

Finxact is a next-gen modern system of record and transaction processing engine, agnostic to asset classes, currencies and time zones.

On-demand
Customizable
Accessible

REAL-TIME

High-velocity, in-balance transaction processing eliminates end-of-day and batch reconciliation

TEMPORAL

Recreate “as-of” views into any transaction, event or occurrence without cutoffs or offline operations

EVENT-DRIVEN

System events produce Kafka-managed streams or even listeners in decoupled microservices

EXTENSIBLE

Designed for creativity and adaptability, the core allows you to author and ingest new schema and add new data objects and attributes

MULTI-POSITION

Accounts can be composed of multiple positions, each with sub-balances and unique behaviors (savings, line of credit, crypto, ESG score, mortgage)

MULTI-ASSET

Supports position keeping for any asset type or currency

BUSINESS RULES

Domain-specific language (TypeScript) allowing product owners and business analysts to easily create business rules to act upon or decision events

API-FIRST

Modern RESTful APIs power thousands of banking functions and enable 100% CRUDL access to customer and transaction data

CLOUD-NATIVE

Unencumbered by legacy technology, the cloud-native core is globally accessible, scalable and consumption-based, running in several major public cloud providers

OPEN

100% accessible data model

MICROSERVICES

Componentized microservice architecture for consumption of discrete and decoupled services

Fully integrated with and enhanced by
the Fiserv suite of solutions

Find out more

Online account opening

Payment services

Credit card services

Treasury services

WHO WE SERVE

Transformation across industries

Large Financial Institutions
Fintechs and Embedded Finance
Community Institutions

Innovation platform for new product assembly, configuration and launches
Platform for new digital banks or brands
Incremental transformation that gets wins early, allows for iterative product delivery and enables future success
Expanded TAM to include embedded finance and BaaS
100% accessible data via modern RESTful APIs

Modernize legacy core infrastructure

WHAT WE OFFER

Innovation platform for new product assembly, configuration and launches
Platform for new digital banks or brands
Incremental transformation that gets wins early, allows for iterative product delivery and enables future success
Expanded TAM to include embedded finance and BaaS
100% accessible data via modern RESTful APIs